The incumbent will lead the Special Accounts Team managing high-risk loan portfolios with emphasis on the reduction of non-earning assets or those in litigation. Work in a team environment to accomplish goals. Serve the Association's internal and external customers by providing timely service incorporating sound decisions on legal strategy, loan structure, terms and conditions, pricing and documentation. Provide counseling to Credit Teams, Credit Analysts, Agribusiness Finance (ABF) Team and Retail Financial Officers on loan structure, terms and conditions, pricing and documentation for loans with significant credit weakness or high risk.

Reports to:

Senior Vice President - Chief Credit Officer

EMPLOYEES SUPERVISED:

Incumbent will lead direct reports distributed across the four state region consisting of Special Accounts Officers and Special Account Specialists.

DUTIES AND RESPONSIBILITIES:

Essential functions of the position include, but are not limited to:

1. Provide team leadership to inspire Association vision, consistent with core values and team principles. Instill a participative work team environment and develop the team and individuals. Develop team members through coaching, training, as well as ongoing performance feedback.

2. Lead the Special Accounts team in serving internal and external customers by processing loan requests and loan servicing requests, as well as managing high-risk loan portfolios with emphasis on the reduction of high risk and/or non-earning assets in accordance with Association policies and procedures resulting in the greatest net return/best business decision. Primary responsibility is reduction of high risk and non-earning assets through restructuring, borrower counseling and/or collection.

3. Provide leadership to team members in managing loans in bankruptcy and litigation. Manage internal and external legal counsel relationships utilized in settlement of loans in bankruptcy or litigation.

4. Responsible for management of acquired property portfolio resulting in the greatest net return for the Association.

5. Monitor and report on assigned portfolio, including credit classification changes, accrual/stop accrual analysis for loans in the assigned portfolio. Assist and supervise team members in resolving assigned loans in litigation and makes recommendations on loans exceeding authority.

6. Ensure Farm Credit Services of America is within compliance of settlement laws and procedures, including Farm Credit System borrower rights and regulations. Responsible for achieving satisfactory Association credit administration and credit quality goals for assigned portfolio.

7. Develop and maintain reports for monitoring team performance, including designing advanced efficiency and collection cost reporting for large commercial loans, producer portfolios, and term loan portfolios. Monitor loan performance on assigned portfolio. Provide timely, efficient service to all internal and external customers. Proactively communicate status and issues internally. Reporting also includes development and maintenance of detailed forecasting and business plan development and monitoring for the high risk assets portfolios and team.

8. Participate in the on-going design of Association processes and team structure to provide exceptional service and to improve efficiency and effectiveness.

Additional functions of the position may include:

1. Performs other related duties as assigned.

JOB SPECIFICATIONS:

Bachelors degree in business, finance and/or economics, and a minimum of 10 years experience in lending/credit analysis experience with Farm Credit Services or a related agricultural credit organization. A minimum of five years of collection and litigation experience specific to agricultural or commercial accounts. Previous leadership experience preferred.

Duties require:

• Excellent working understanding of collection processes and regulations, including bankruptcy, foreclosure, business law and legal procedures.

• Good skills in judgment, decisiveness, analysis, communications (both oral and written), and interpersonal skills.

• Excellent negotiating and influencing skills.

• Ability to maintain professional composure in high stress and complex situations.

• A general working knowledge of Farm Credit Services of America processes.

• Good understanding of credit extension and loan administration.

• Comprehensive knowledge of Farm Credit Services of America's financial products and services.

• In-depth understanding of agricultural finance and farm production methods, products, and profitability.

• Knowledge of FCA regulations, Association policies, and office lending expectations.

• Working knowledge of Microsoft applications.

• Maintain current awareness of social, economic, governmental, and environmental forces impacting agriculture.

• Demonstrated teambuilding attitude and skills.

• Ability to interpret policy, programs, and regulations.

• Ability to work effectively in a team environment and effectively demonstrate team building attitude and skills.

• Proficient in Windows environment using Microsoft Word, Excel, and Internet Explorer.

INTERNAL/EXTERNAL CONTACTS:

Extensive internal contact within ABF, credit division, regional office teams, retail offices and staff, Vice Presidents-Business Development, and Vice Presidents-Credit Services. Regular contact with Omaha credit and legal team. Extensive external contact with customers, attorneys, accountants.

MENTAL AND PHYSICAL REQUIREMENTS:

• Ability to understand and explain various subject matter and consulting concepts, programs, terminology, and methods.

• Ability to reason, judge, compare, calculate, evaluate, decide, and critique such information as written material, numerical data, responses to customer needs, and/or other related work activities.

• Ability to use and understand various computer software programs related to carrying out essential responsibilities of the position.

• Ability to complete work in acceptable timeframes and manage a variety of detailed tasks and responsibilities simultaneously and with accuracy to meet deadlines, goals, and objectives and satisfy internal and external customer needs related to the job.

• Ability to operate a telephone and respond to calls and in-person inquiries.

• Ability to travel (approximately 30% of time in overnight travel) via automobile or commercial transportation to carry out essential responsibilities.

• Ability to use computer. This involves reading the screen and keying/typing information.

• Proficient in Windows environment using Microsoft Word, Excel, and Internet Explorer.

• Ability to move about the office with occasional reaching and bending.

• Ability to successfully interact with and represent the organization to staff, officers, board members, customers, industry specialists, and the public at all levels.

• Ability to use a keyboard/calculator/computer. This involves reading the screen and keying/typing information.

Requirements of the job include the ability to do the work, with or without reasonable accommodations. It is the Association's policy to make reasonable accommodations for individuals with disabilities. Leadership retains the right to add, subtract or change duties of the position at any time.

This document does not create an employment contract, implied or otherwise, other than "at will" employment relationship.